Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...

California’s roads are busy, and the state’s population is constantly on the move. With millions of drivers on the highways, collisions are unfortunately common. While liability insurance is legally ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Explore how the omnibus clause in auto insurance extends coverage to authorized drivers not named in the policy, thereby enhancing your liability protection.

New Jersey’s car insurance rates are the only ones in the nation increasing by double-digit percentage points in 2026.

This is why an insurer with clear policies, structured coverage, and reliable support matters. Zurich Kotak General Insurance ...