For decades, traditional retirement planning followed a predictable formula: Work for 40 years, save in a pension or 401(k) and withdraw funds in retirement. But today’s economic landscape—marked by ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Greggory DiSalvo/Getty Images The ...

The recently proposed Retirement Simplicity and Clarity Act would expand in-service rollovers to include annuities. In-service rollovers currently provide active employees with the ability to move ...

Questions are being raised about “outdated” age limits on income protection which could leave older workers and entrepreneurs exposed to financial risks. Currently, the maximum age you can take out ...