Step 1. Plan Comparison Choosing the wrong plan wastes thousands. ChatGPT helps match coverage to needs. Prompt: “Compare [Gold, Silver, Bronze] plans for [state]. List premium, deductible, and out-of-pocket max. Highlight best for family of [X]. Recommend cost-effective option.” Step 2. Provider Network Check Out-of-network visits crush budgets. Prompt: “Check if [doctor/hospital] is in-network for [insurance provider]. Show coverage details. Add out-of-network fees. Provide best plan match.” S